My personal blog

Copay or Nopay

[Image of CoPay]

There is a need to make a reasonable co-payment plan in healthcare costs. Numerous studies have found that the rise of co-payment may have unforeseen implications on patient’s healthcare that require further understanding. Patients will cut back on prescription drugs and this may aggravate their disease leading to complications.

…simply raising drug co-pays across the board is a fairly blunt instrument in the effort to control rising health-care costs. In the long term, some worry that tactic could actually increase health-care costs for certain patients, if cutting back on medicine leads to expensive complications.

Well, I really think that increasing the copay may actually have a negative impact on chronic diseases. Anyway, the question that arises in my mind is that why do we need to pay a copay. Already there is so much copay for a doctors visit and insurance charges. There should be some other altenative to fix this problem in health care industry.

- Shephali

One Response to “Copay or Nopay”

  1. […] Beneficiaries will generally have to pay the same share of drug costs in the demonstration project as in the standard Medicare drug coverage that begins in 2006. They will also face a large gap in coverage, like the “doughnut hole” in the standard Medicare drug benefit. But under both programs, co-payments will be reduced or eliminated for low-income people. Finally co-pay may be no-pay! […]

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